Join us to hear from Justin Croskery of System Pavers, where he helps homeowners create beautiful and functional outdoor living spaces designed for connection, comfort, and lasting enjoyment. Justin specializes in transforming homes with customized outdoor solutions such as pavers, artificial turf, pergolas, outdoor kitchens, water features, lighting, fire features, and more. Through thoughtful design and personalized service, he helps bring each homeowner’s vision to life while creating outdoor spaces where family and friends can gather for generations.

Guests are always welcome!

Join us to hear from Jero Velez of United AI Solutions, where he helps businesses use artificial intelligence and automation to reduce manual work, respond faster to customers, capture more opportunities, and create systems that can scale as the business grows. United AI Solutions builds customized AI tools around each company’s existing workflow, including AI chatbots, voice agents, lead-generation systems, content automation, and connected business workflows.

Jero’s focus is on making AI practical and understandable for business owners—not simply adding more software, but identifying repetitive tasks and operational bottlenecks that can be automated to save time and improve efficiency. United AI Solutions works with businesses to map their current processes, build and integrate the right systems, test them, and continue optimizing them after launch.

Join us to learn how AI can be used in real-world business operations and discover ways automation may help your company work smarter, improve customer engagement, and create more room for growth.

Guests are always welcome!

Join us to hear from Annabel Lopez of Auris, an accomplished client success and business relationship executive with more than 25 years of experience helping organizations strengthen their workforce strategies, improve operational performance, and build long-term client relationships.

Through Auris, Annabel helps businesses simplify important workforce functions including payroll, HR, time and attendance, employee onboarding, applicant tracking, and tax-credit opportunities. Auris combines technology with personalized support to help business owners manage their teams more efficiently while keeping critical payroll and workforce processes organized and running smoothly.

Annabel’s focus is on understanding each company’s unique needs and building strong relationships that help businesses find practical solutions for managing employees and day-to-day operations. With decades of experience in client success and business relationships, she brings a knowledgeable and people-focused approach to helping organizations improve efficiency and support their growing workforce.

Join us to learn more about how the right payroll and workforce systems can reduce administrative burdens, improve operational efficiency, and give business owners more time to focus on growing their companies.

Guests are always welcome!

Join us to hear from David Lara, a mortgage professional dedicated to helping individuals and families navigate the financing process with clarity and confidence.

Whether clients are buying, selling, refinancing, or building a home, David helps them understand the loan options available and make informed decisions based on their financial goals. With mortgage programs and market conditions constantly changing, he focuses on providing accurate guidance, responsive service, and personalized support throughout the lending process.

David’s goal is to make financing as simple and straightforward as possible while ensuring each client feels informed and comfortable with their choices. From exploring loan programs to reviewing financing options and guiding clients through the application process, he is committed to delivering service that exceeds expectations.

Join us to learn more about David, today’s mortgage environment, and the financing options available to homebuyers and homeowners.

Guests are always welcome!

Jason believes insurance is about more than policies—it’s about understanding each client, protecting what matters most, and building relationships that last.

Join us to learn more about Jason, his approach to insurance, and how having the right coverage can help protect both your personal and business interests.

Guests are always welcome!

Join us to hear from Jason Wolcott of The Wolcott Group Inc., DBA Jason Wolcott Insurance Services, a trusted insurance professional focused on helping individuals and businesses stay protected through reliable, personalized insurance solutions.

Established in 2005, Jason Wolcott Insurance Services is a family- and friend-run business built on strong relationships, exceptional service, and a commitment to helping clients find the coverage that best fits their needs. By partnering with numerous insurance carriers, Jason is able to offer a wide range of coverage options while remaining competitive with many mainstream insurance providers.

Jason believes insurance is about more than policies—it’s about understanding each client, protecting what matters most, and building relationships that last.

Join us to learn more about Jason, his approach to insurance, and how having the right coverage can help protect both your personal and business interests.

Guests are always welcome!

Join us on August 27th to hear from Craig Bumatay, a business execution and leadership coach who helps growth-minded business owners create structure, strengthen accountability, and scale their companies with greater confidence. Drawing on more than 15 years of experience as a CPA and finance executive, Craig combines strategic insight with practical systems that help leaders regain focus, improve team performance, and build businesses that thrive without relying on constant owner involvement. If you've ever felt overwhelmed by the demands of running a business or want to learn how to create sustainable growth, you won't want to miss this presentation. Guests are always welcome!

Join us on August 20th to hear from Evelia Palafox of Santa Margarita Plumbing, PEN's trusted plumbing expert. With a commitment to quality service and customer care, Evelia helps homeowners and businesses keep one of their most important assets running smoothly. She will share valuable tips on preventative maintenance, common plumbing issues, and how proactive care can save time, money, and stress. Whether you're a homeowner, property manager, or business owner, you'll gain practical insights from a professional dedicated to keeping our community flowing. Guests are always welcome!

Join us on August 13th to hear from Curt Stanley, owner of Call Curt 4 Promos and PEN's Promotional Products expert. Curt helps businesses stand out through creative branding solutions, custom apparel, corporate gifts, and promotional products that keep companies top of mind. In today's competitive marketplace, building a memorable brand is more important than ever. Curt will share how the right promotional items can strengthen customer relationships, increase brand recognition, and leave a lasting impression. Whether you're a business owner, entrepreneur, or professional looking for fresh marketing ideas, you won't want to miss this presentation. Guests are always welcome!

Join us on August 6th to hear from Bob Kadan, our Real Estate and Property Management expert. With years of experience helping clients buy, sell, and manage investment properties, Bob understands the importance of protecting and maximizing one of life's most valuable assets. He will share insights into today's real estate market, the benefits of property management, and how owning real estate can help create long-term wealth and financial security. Whether you're a homeowner, investor, or simply curious about the market, you'll gain valuable knowledge from one of PEN's trusted professionals. Guests are always welcome!

Join us on July 30 for a presentation by Jose Martinez of JLM Electric. Learn about the importance of professional electrical services for homes and businesses, including electrical repairs, panel upgrades, lighting installations, troubleshooting, and safety inspections. Jose will share valuable insights on maintaining efficient electrical systems, preventing common electrical issues, and why working with an experienced electrician is essential for safety, reliability, and long-term performance.

Join us on July 23 for a presentation by Neil Negrete of Bohm Wildish & Matsen. Neil is an associate attorney with extensive experience in trust administration, probate, trust litigation, and estate planning. He will share valuable insights on protecting your assets, planning for the future, navigating probate and trust matters, and helping families preserve their wealth through effective estate planning strategies.

Join us on July 16 for a presentation by Essie Bourke of Chaos to Clarity LLC. Essie is a Certified Massage Therapist and Craniosacral Therapist serving South Orange County, helping clients reduce stress, relieve tension, and support the body’s natural healing process through gentle, therapeutic care. She will share insights into the benefits of Craniosacral Therapy, how stress and trauma affect the body, and holistic approaches that promote balance, relaxation, and overall wellness.

Join us on June 25th to hear from Chris of Not So Hostel World, a company dedicated to creating meaningful travel experiences and connecting people through culture, adventure, and community. Chris will share how his business helps travelers discover the world in a more authentic way while building friendships and memories that last a lifetime. In today's busy world, travel is more than a vacation—it's an opportunity to broaden our perspectives, experience new cultures, and create connections that enrich both our personal and professional lives. Come be inspired by Chris's journey and learn why investing in experiences and exploring the world can be one of life's greatest rewards. Guests are always welcome!

Happy Independence Day from us! Enjoy your weekend

Join us on June 25 for a presentation by Heidi Emmert of SERVPRO of Mission Viejo. Learn how professional restoration and cleanup services help homeowners and businesses recover from water damage, fire damage, mold, and other unexpected emergencies. Heidi will share valuable insights on prevention, rapid response, and the importance of working with an experienced restoration team when disaster strikes.

Join us on June 18 for a presentation by Hugo and Gabriela Merino of Merino Transportation. Learn how reliable, professional transportation services can make airport travel, corporate events, weddings, and special occasions seamless and stress-free. Serving Southern Orange County for over 10 years, their family-owned company is known for exceptional customer service, safety, and dependable transportation solutions.

Join us on June 11 for a presentation by Dr. David Manago of HealthSource Chiropractic of Ladera Ranch. Learn how corrective chiropractic care can help improve spinal health, mobility, and overall wellness naturally. Dr. Manago will share insights on chronic neck and back pain, disc rehabilitation, injury recovery, and long-term spinal health solutions.

Join us on July 9 for a presentation by attorney Lawrence A. Strid, an experienced trial lawyer with decades of experience in civil litigation, personal injury, and business litigation matters. Mr. Strid has represented thousands of clients and has extensive courtroom, arbitration, mediation, and appellate experience, including cases before the California Courts of Appeal and the United States Supreme Court. He will share valuable insights into personal injury claims, legal disputes, litigation strategy, and the importance of experienced legal representation when navigating complex legal matters.

Join us on May 28 for a presentation by Rick of South Coast Steam Team. Learn how professional carpet, tile, grout, upholstery, and natural stone cleaning can protect your home and improve indoor comfort. Rick will share industry insights, maintenance tips, and the value of working with an experienced, certified cleaning specialist.